Cyber Crime refers to a crime conducted online using computers and networks. It costs victims and the whole society billions of dollars each year. Consider this scenario;
Agyeiwaa received an e-mail in the name of her bank asking her to upload her online banking details. Minutes after she sent her information, She was surprised to see $5000 had been transferred from her account to another account overseas. She has been scammed!!
How to avoid Cyber Crimes.
- Always keep highly confidential information like your Account no., Passwords/Pins away from people and never share them with anyone.
- Be suspicious when an offer looks too good to be true:
Cyber Criminals mainly target the Greedy and people who want something for nothing. They often deceive people with big money for no/ little work done and also a higher return for a lower risk investment. We shouldn't be fooled to committing to investments before ascertaining its legitimacy. - Be Cautious:
Dont be deceived by proffessional looking websites. Also legitimate financial institutions do not ask you to e-mail highly secret information. Becareful when dealing with foreign companies. If problems arise, it will be very hard to re-solve.
- Analyze a company and it's reputation:
Before doing bussines with a foreign company, ask yourself these questions:
Where can they be located; their country, physical address etc.
Is the Phone Number they provided correct?
Will My purchase involve any hidden costs?
When will My order be delivered?
Can it be refunded/returned?
The more we try preventing Cyber Crimes, the more Cyber Criminals try different approach to get us. One has to be on alert. Always.
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